Token, wallet, and equity features are not live yet. This page describes the system under design — Phase 1 has not started.
Tokenomics
Design document for the planned CUHS 3-contract system. Nothing here is a live token, investment offer, or claim of return.
By the Numbers
0
Smart Contracts
ERC-20 + ERC-1155 + ERC-20
0M
Reserve Supply
Fixed cap
0
Area Economies
Independent DAOs
Token Distribution
Three planned contracts, each with a clear purpose — stability, investment, and governance.
cUHSD Stablecoin
ERC-20 — Chicago's digital dollar (33.3%)
Community Investment Vaults
ERC-1155 — 77 vault token IDs (33.3%)
CUHS Reserve Token
ERC-20 — 77M supply governance (33.3%)
How Value Flows
The three contracts work together to create a self-reinforcing economic cycle for every community area.
3-Contract Architecture
Design: one reserve token backs a multi-collateral stablecoin, while 77 investment vaults track real neighborhood health data.
Three main contracts handle tokens and value. Four supporting contracts provide data feeds, governance, treasury management, and on-chain record-keeping.
Three Contracts in Detail
cUHSD Stablecoin
Symbol: cUHSD
Standard: ERC-20
Role: Everyday transactions
- Designed as Chicago's digital dollar — the planned medium of exchange inside the CUHS ecosystem
- 1:1 USD peg maintained by a multi-collateral vault of real assets (USDC, DAI, and eventually real-world assets) at a minimum 150% collateral ratio
- Intended for marketplace transactions within all 77 community areas
- Planned to be earned through participation — attending events, volunteering, shopping local
Community Investment Vaults
Symbol: CUHS-VAULT
Standard: ERC-1155
Role: Shared equity (planned)
- 77 unique token IDs — one vault per community area (e.g., Vault #32 = Loop)
- Value scored by an oracle aggregating 7 real-world data feeds (property, crime, employment, and more)
- Designed to represent shared equity in each area's community health data
- How vault prices would be set is being designed around neighborhood health data. No price change or return is promised.
CUHS Reserve Token
Symbol: CUHS
Standard: ERC-20
Role: Governance + gas
- 77 million fixed supply — the governance and utility backbone of the ecosystem
- Intended for DAO voting, proposal staking, and transaction fee payment
- Marketplace fee handling is being designed. No distribution or return to holders is offered.
- Staking is being designed for governance participation. It would not pay a yield or a return.
Oracle Data Feeds
Planned: investment vault values scored by an oracle aggregating real-world data sources — measurable community health, not speculation.
Weights are governance-adjustable via DAO proposal. Data sourced from public city, county, and federal datasets.
Stability Mechanisms
Four layers of protection keep cUHSD pegged to $1.00 — even under extreme market stress.
Multi-Collateral Vault
cUHSD is backed by a diversified vault of real assets — USDC, DAI, and eventually real-world assets — held at a minimum 150% collateral ratio. Never a single point of failure.
Algorithmic Rebalancing
If the peg were to drift beyond a narrow band, the design would mint or burn cUHSD to pull it back. No interest or yield is part of that plan.
Emergency Circuit Breakers
If collateral ratios drop below safety thresholds, minting pauses, redemptions are prioritized, and the DAO is alerted for governance action.
Community Governance Override
Reserve token holders can vote to trigger emergency measures, adjust collateral ratios, or approve new vault asset types via DAO proposals.
Whale Protection
Five interlocking layers ensure no single actor can dominate the ecosystem — economic power is distributed by design.
Identity & Sybil Protection
KYC verification and community-area residency checks prevent one person from operating multiple wallets to concentrate power.
Bicameral Governance
Two-chamber voting: token-weighted for economic decisions, one-person-one-vote for community policies. Whales cannot dominate both.
Economic Deterrents
Progressive transaction fees, maximum wallet caps, and anti-flash-loan cooldowns make large-scale manipulation economically irrational.
Commitment Alignment
Governance voting is planned to use time-locked staking. A longer lock would be designed to carry more voting weight, favoring long-term commitment over quick flips.
Enforcement & Transparency
All large transactions are publicly visible. Community watchdog committees can flag suspicious activity for DAO review and potential sanctions.
Achievement Levels
Achievement tiers are being designed around participation. The chart is a sketch, not a live reward or a return.
These figures are a sketch of tiers still being designed. They are not a live discount, token reward, or return.
Ready to Dive Deeper?
Read the full tokenomics whitepaper for detailed economic models, minting formulas, and governance mechanics.