How It Works
A simple system built on three ideas: earn by participating, invest in your neighborhood, and govern together.
Three-Contract Architecture
3 smart contracts powering real community wealth across 77 neighborhoods.
cUHSD Stablecoin
Chicago's digital dollar. Use cUHSD for everyday transactions within your neighborhood — buying from local businesses, paying for services, and supporting events. Backed by a multi-collateral vault, not algorithms.
Community Investment Vaults
Your stake in your neighborhood's future. Each of Chicago's 77 community areas has a vault share whose value is scored by real data — property values, employment, crime rates, and more. As the area improves, your vault share grows.
CUHS Reserve Token
The governance backbone. CUHS Reserve holders vote on DAO proposals, earn fee distributions from marketplace activity, and help shape the direction of all 77 communities. Think of it as your membership in the whole ecosystem.
Achievement Levels
The more you participate, the more you earn. Five levels of recognition with real economic benefits.
Community Member
Starting level
Active Participant
500 points
Community Builder
2,000 points
Neighborhood Leader
5,000 points
Community Pillar
15,000 points
DAO Governance
Each community area runs its own democratic organization. Decisions are made by the people who live there.
Submit Proposals
Any community member can propose ideas — from park improvements to business grants. If it matters to your neighborhood, put it to a vote.
Vote on Decisions
One token, one vote. Your community coins give you a direct say in how treasury funds are spent and which projects move forward.
10% Quorum
Proposals need at least 10% of area token holders to participate before a vote can pass. This ensures decisions reflect genuine community consensus.
Community Treasury
Each area manages its own treasury funded by transaction fees, staking rewards, and investment returns. The community decides how funds are allocated.
Frequently Asked Questions
Ready to Build Wealth Together?
Join your neighbors in creating a stronger, more prosperous community. Signing up is free and takes less than two minutes.